All owner-occupied affordable units under the ARO are administered and price-restricted by the Chicago Housing Trust (CHT). Owner-occupied units must be priced to be affordable to households typically earning no more than 100% of Area Median Income (AMI). Though, the ARO allows households earning up to 120% of AMI to purchase the units. For example, when the units are priced affordable for households earning up to 100% AMI, then income eligibility is set at 120% AMI. Compared to when units are priced affordable for households earning up to 80% AMI, then income eligibility is set at 100% AMI.

You can find a map with CHT units here. This interactive map shows affordable shows Chicago Housing Trust administered for-sale properties across the city, with each data point representing a specific property. Please contact the Chicago Housing Trust at ChicagoHousingTrust@cityofchicago.org for a list of ARO for-sale properties.