Last updated: March 15, 2024

Housing Counseling Centers (HCC) Delegate Agencies are HUD-Approved Housing Counseling Agencies providing comprehensive housing counseling and education in one or more for the following topics listed below.  

1. Financial Management: Helping Chicagoans improve their financial health through personalized guidance on their budget and credit, managing assets, and protecting assets.  

2. Pre-purchase: Helping Chicagoans interested in homebuying navigate the process along with offering an eight-hour homebuyer education course, which may include six hours of pre-purchase education and two hours of individual counseling.

3. Post-Purchase: Assisting Chicago homeowners in non-delinquency ownership-related topics such as Refinancing, Predatory Lending, Property Taxes, how to shop for Homeownership Insurance, and general education on Probate, Estate, and Wills.  

4. Foreclosure Avoidance: Helping Chicago homeowners at risk of foreclosure navigate the loss mitigation process and working directly with their current lenders or loan servicer.  

5. Tenancy (aka Rental Counseling): Helping existing Chicago tenants and prospective tenants find an affordable unit, education on renter’s rights and responsibilities, and helping tenants sustain their rental unit.

6. Condo Purchase: Additional educational efforts for Chicagoans seeking to purchase a condo in the City of Chicago. This effort will help them navigate the complexities of buying a condominium and its structure.

Please note: Online certificates are not accepted for most City of Chicago purchase price assistance programs. 

• Download printable version of all 2024 HCC Delegate Agency List
• Download a printable version of only the HCC Rental Counseling Agencies

Housing Counseling Centers