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Administrative Debt Relief Program (ADR)

ADR provides individuals who meet the income qualifications relief for administrative hearings ("AH") debt, including but not limited to violations issued by the Departments of Streets and Sanitation, Police, Buildings, and Business Affairs and Consumer Protection. 

Applicants are required to have outstanding administrative hearing debt for which a final order has been issued by the Department of Administrative Hearings prior to the approval.

PLEASE NOTE: ADR does not include parking, red light, or speed violations. If you are seeking debt relief for these types of violations, this requires a different application from ADR. Instead, please apply for the Clear Path Relief Program, which provides low-income motorists with relief for vehicle-related debt, by clicking here.



ADR Program Benefits

  • Eligible if currently enrolled in Utility Billing Relief (UBR)Clear Path Relief (CPR), or have a household income less than or equal to 300% of the Federal Poverty Guidelines based on the 30 days prior to application.
  • Get interest, costs, and fees waived by paying 50% of the fine amount or enrolling and successfully completing a payment plan.
  • Restitution is excluded and must be paid in full or included in a payment plan.  A list of case types excluded from this program can be found in ADR Exclusions.
  • Payment plans require a minimum down payment of $25 and can extend up to 60 months. 
  • It is your responsibility to make sure that all eligible debt is included as part of your debt relief.
  • No adjustments will be made as a result of your failure to pay in full or enter into a payment plan for all your eligible debt within the required time period.
  • A hardship debtor may only be granted relief under ADR for one approved application.

 

ADR Hardship Relief

This program is available to individuals only.  Businesses do not qualify for hardship relief. 

Applicants are required to have a final order entered at the Department of Administrative Hearings prior to applying; and

  • Be currently enrolled in Clear Path Relief (CPR) or reside in a household currently enrolled in Utility Billing Relief (UBR)or
  • Have a household income less than or equal to 300% of the 2024 Federal Poverty Guidelines based on the 30 days prior to application.

Household 

Size

300%

30 Day Gross Income

1

$3,765

2

$5,110

3

$6,455

4

$7,800

5

$9,145

6

$10,490

7

$11,835

8

$13,180

 *Add $1,345 for each person in household with more than 8 persons.

ADR Hardship Application

Please review the information below before submitting your ADR Hardship Application.

Application Overview

  • An active email address is required to complete the application. Upon successful completion of the ADR application, you will receive a confirmation email.
  • In order to conduct a search for administrative hearings debt, you will need to provide all prior names and addresses.
  • The application must be completed in one session. For security purposes, the session expires after 30 minutes of inactivity.
  • To avoid timing out, please review the list of requirements for each section and have the necessary documents saved to your device.

Debt Verification

  • The information entered into your application will be used to perform a search to identify your administrative hearings debt.  You must include all prior names and addresses to ensure you receive the maximum benefit of this program. 
  • It is your responsibility to make sure that all eligible debt is included as part of your debt relief.  No adjustments will be made as a result of your failure to provide complete information in this application.
  • Under no circumstances does the failure to include a debt in the debt check results constitute a waiver or release of any debt due and owing to the City.   

 

CPR/UBR Participants

Current CPR and UBR participants do not need to complete the household income section of the application.

CPR Participants

If an applicant qualifies based on current CPR participation, they need to enter their submission ID provided in their confirmation email after submitting their CPR application.  If the applicant does not know their submission ID, they should call 312-742-3317 Monday through Friday 8am to 5pm, except holidays.

UBR Participants

If an applicant qualifies based on current UBR participation, they need to provide their current household UBR account number and proof of residency at the address with the UBR account. The following documents are accepted as proof of residency:

  • Driver’s License or State ID
  • Credit Card Statement
  • Bank Statement
  • Cell Phone Bill
  • Certified High School/College/University Transcript
  • Credit Report (issued by Experian, Equifax or TransUnion)
  • Deed/Title, Mortgage, Rental/Lease agreement
  • Insurance Policy (homeowner’s or renter’s)
  • Letter on Official School Letterhead
  • Medical Claim or Statement of Benefits
  • Official mail received from a State, County, City or Village or a Federal Government agency such as:
    • Homestead Exemption Receipt
    • Jury Duty Notice
    • Selective Service Card
    • Social Security Annual Statement
    • Social Security Disability Insurance Statement
    • Supplemental Security Income Benefits Statement
    • Voter Registration Card
    • Pay Stub or Electronic Deposit Receipt
    • Pension or Retirement Statement
    • Tuition invoice/official mail from college or university
    • Utility Bill

Low-Income Participants

    • Applicants not currently enrolled in CPR or UBR are required to provide proof of income for the 30 days prior to the date of application for all household members 18 years of age and older.
    • Income is subject to verification; therefore, records should be maintained for 12 months from application date.

A list of common types of income and the required documents are provided below.

Type of Income

Required Documents

Wages/Salaries/Tips

Pay stubs for the last 30-day period prior to application

Cash Income

Total cash income received within the last 30-day period prior to application with a brief description

Gift Income

Total gift income received within the last 30-day period prior to application with a brief description

Self-Employment

Self-employed income worksheet

SSI

Current SSI award letter/printout

SSA

Current SSI award letter/printout

Unemployment Compensation

State award letter and proof of deposit

Temporary Assistance for Needy Families

DHS award letter

Aid to the Aged, Blind, or Disabled

DHS award letter

VA Benefits

Current VA benefit award letter

Retirement Reimbursement Arrangement

Current statement/benefit letter

Pensions

Pension award/benefit letter

Other

Any other income documentation, including but not limited to child support income, alimony income, rental income, gambling, and other passive income

ADR Hardship Relief - Payment Options

After your ADR application is approved, you must do one of the following within the required time period:

The following categories are excluded from ADR:

  • Cases filed to collect a tax.
  • Failure to pay a debt due and owing the City pursuant to Section 1-20-090 of the Municipal Code of Chicago (“Code”).
  • Wage garnishment proceeding conducted pursuant to Section 2-32-392 of the Code.
  • A vehicle violation (e.g. parking, compliance, red light and speed).
  • Any violation of Chapters 1-21 (false statements) of 1-22 (false claims) of this Code.
  • Any violation for which the City has started a case or obtained a judgment in a court of competent jurisdiction within seven years for the collection of the debt owed.
  • Any violations for which a vehicle was impounded and the City is still in possession of such vehicle.
  • Any violation in which there is a pending motion to set aside default before the Department of Administrative Hearings.

To view the Administrative Debt Relief Program Rules, please click the button below.

 

VIEW RULES



Apply for ADR Hardship Relief

ADR Hardship Relief

  • Application required.
  • Confirm that your income or Clear Path Relief Program (CPR) / Utility Billing Relief Program (UBR) status meets the ADR requirements by clicking apply below.