What is Long Term Disability (LTD)?

LTD is insurance designed to assist with replacing a portion of your income if you are sick or injured for an extended period of time.  LTD insurance is available to all active full-time employees regardless of their enrollment in the medical benefits. Participants in the program may receive up to 60% of their pre-disability earnings.

How do I enroll in the Long Term Disability (LTD) program?

Sworn Police Below the Rank of Sergeant

Sworn Police Below the Rank of Sergeant are not automatically enrolled in the program.  If you would like to enroll in the program contact Prudential Insurance Company at 1-800-778-3827. 

All Other Employees

All other newly hired employees on or after April 1, 2018 are automatically enrolled in the Long Term Disability (LTD) program.  Premiums are automatically deducted from your paycheck.  You may opt out of the program by contacting Prudential Insurance Company at 1-800-778-3827.